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Frequently Asked Questions
How much can I borrow?
Typically we can provide mortgage solutions from 100,000 euros to 10 million euros dependant on your financial circumstances. We now offer mortgages up to 80% of valuation. In some cases this can be more than the purchase price, especially when buying "off-plan". Simply contact us and we can quickly send you a personalised quote confirming the maximum amounts for which you can be considered over the terms available.
What if I can't prove my income?
We can provide a variety of solutions where limited documentation is required. This is subject to the criteria of various lenders and we are happy to discuss the best option to suit your circumstances.
How long does the process take?
Once we have received all the relevant documentation a mortgage decision will normally take up to 3-5 days. For the entire process from initial enquiry to completion you should allow about four to six weeks, however if you are on a tight deadline we may still be able to help.
Where can I get tax and legal advice?
We have worked with a number of firms in Spain and would be happy to recommend those who we've found to offer the level of service our clients deserve. Call us for more information on lawyers, accountants and surveyors.